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July 22, 2010
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12:43 am
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CHLebedinsky:
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#dealchat To clarify, I was referring to loan money when I said fed gov't was the biggest source -- not grant money |
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12:44 am
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CollegeBlogs:
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#dealchat Everyone should apply for financial aid. You can't access federal student loans without filing the FAFSA. |
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12:44 am
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CHLebedinsky:
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#dealchat Because the FAFSA is free, it doesn't hurt for anyone to apply for federal financial aid |
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12:44 am
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frugalista:
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When is the best time to apply for financial aid? #dealchat |
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12:45 am
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KooKoo4Culinary:
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RT @CollegeBlogs: #dealchat Everyone should apply for financial aid. You can't access federal student loans without filing the FAFSA. |
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12:45 am
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frugalista:
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RT @CHLebedinsky: #dealchat Because the FAFSA is free, it doesn't hurt for anyone to apply for federal financial aid |
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12:46 am
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CollegeBlogs:
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#Dealchat To check a school's generosity find its profile on CollegeBoard.com and then click Financial Aid link. |
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12:46 am
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frugalista:
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RT @CollegeBlogs: #Dealchat To check a school's generosity find its profile on CollegeBoard.com and then click Financial Aid link. |
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12:46 am
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MonroeOnABudget:
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RT @frugalista: When is the best time to apply for financial aid? #dealchat |
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12:46 am
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CrazyMSULady:
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AGREE!!!! RT @CHLebedinsky: #dealchat Because the FAFSA is free, it doesn't hurt for anyone to apply for federal financial aid |
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12:46 am
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frugalista:
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@CHLebedinsky @CollegeBlogs When is the best time to fill out the FAFSA forms? #dealchat |
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12:47 am
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CollegeBlogs:
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#dealchat on CollegeBoard.com look what percentage of loans vs. grants an individual school typically awards and what average award is. |
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12:47 am
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fhxoxo:
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if you don't qualify for financial aid, would that hinder your chances to apply? how much time should be given b4 applying again? #dealchat |
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12:47 am
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CHLebedinsky:
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#dealchat here's something to read about how colleges decide how much aid to give to students http://tinyurl.com/2cloa6l |
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12:47 am
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fhxoxo:
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RT @CollegeBlogs: #Dealchat To check a school's generosity find its profile on CollegeBoard.com and then click Financial Aid link. |
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12:47 am
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MonroeOnABudget:
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@frugalista get your taxes done early because many schools want FAFSA and other financial aid info between Feb. 15 and March 1 #dealchat |
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12:47 am
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CollegeBlogs:
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#dealchat. The FAFSA is available Jan. 1 every year. Fill it out as soon as possible because state grants can have early deadlines |
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12:47 am
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fhxoxo:
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RT @CHLebedinsky: #dealchat Because the FAFSA is free, it doesn't hurt for anyone to apply for federal financial aid |
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12:48 am
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CrazyMSULady:
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@frugalista #dealchat One can also work on campus, my dtr taught spin class at gym/worked in dorm offices. I worked in cafeteria &library |
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12:48 am
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DrensBspot:
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What's the difference between a Subsidized student loan and an unsubsidized loan? #dealchat |
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12:48 am
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frugalista:
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RT @CollegeBlogs: #dealchat. The FAFSA is available Jan. 1 every year. Fill it out as soon as possible because state grants can have early deadlines |
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12:48 am
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CollegeBlogs:
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#dealchat its also wise idea to file FAFSA even if rich. Some schools will select wealthy kids over low-income ones. Sad but true. |
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12:48 am
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frugalista:
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RT @MonroeOnABudget: @frugalista get your taxes done early because many schools want FAFSA and other financial aid info between Feb. 15 and March 1 #dealchat |
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12:49 am
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frugalista:
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Great question! RT @DrensBspot What's the difference between a Subsidized student loan and an unsubsidized loan? #dealchat |
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12:49 am
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fhxoxo:
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RT @CollegeBlogs: #dealchat. The FAFSA is available Jan. 1 every year. Fill it out as soon as possible because state grants can have early deadlines |
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12:49 am
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CrazyMSULady:
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@frugalista #dealchat Sometimes tho if not mature, freshman should not work. You are saving money in long run, by doing well in classes |
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12:49 am
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fhxoxo:
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RT @MonroeOnABudget: @frugalista get your taxes done early because many schools want FAFSA and other financial aid info between Feb. 15 and March 1 #dealchat |
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12:49 am
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frugalista:
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RT @CollegeBlogs: #dealchat its also wise idea to file FAFSA even if rich. Some schools will select wealthy kids over low-income ones. Sad but true. |
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12:49 am
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CollegeBlogs:
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#dealchat Subsidized Stafford is best. The interest rate is lower and the fed. govt pays the interest while student is at school. |
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12:49 am
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MonroeOnABudget:
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#dealchat I tried to twitter chat scholarship apps in December and ppl didn't understand the timing. But many apps are due Feb.-March |
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12:50 am
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frugalista:
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RT @CollegeBlogs: #dealchat Subsidized Stafford is best. The interest rate is lower and the fed. govt pays the interest while student is at school. |
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12:50 am
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XoXoJH:
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RT @CollegeBlogs: #Dealchat To check a school's generosity find its profile on CollegeBoard.com and then click Financial Aid link. |
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12:50 am
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CollegeBlogs:
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#dealchat I urge students to only use federal college loans. There is an excellent fed. income based repayment plan for these students. |
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12:50 am
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fhxoxo:
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RT @CollegeBlogs: #dealchat its also wise idea to file FAFSA even if rich. Some schools will select wealthy kids over low-income ones. Sad but true. |
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12:51 am
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fhxoxo:
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RT @CollegeBlogs: #dealchat Subsidized Stafford is best. The interest rate is lower and the fed. govt pays the interest while student is at school. |
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12:51 am
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CHLebedinsky:
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#dealchat fill out the FAFSA early in the year (Jan, Feb, March) |
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12:51 am
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frugalista:
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Rt @BrowardNet don't forget voc rehab programs-give free tuition + services if qualify under severe disability-vision/hearing too #dealchat |
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12:51 am
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Simplicidee:
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omg. i thought i had missed the #dealchat, but i didn't yippeee |
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12:51 am
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fhxoxo:
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RT @frugalista: Rt @BrowardNet don't forget voc rehab programs-give free tuition + services if qualify under severe disability-vision/hearing too #dealchat |
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12:52 am
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XoXoJH:
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RT @CHLebedinsky: #dealchat here's something to read about how colleges decide how much aid to give to students http://tinyurl.com/2cloa6l |
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12:52 am
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frugalista:
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Mama is trying! These experts are the best! Rt @iAMCandii #dealchat is right up my alley tonite! Glad I'm following her |
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12:52 am
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CollegeBlogs:
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#dealchat Another excellent resource to see how generous a school is: federal College Navigator. http://bit.ly/qRO2D |
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12:52 am
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KooKoo4Culinary:
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RT @CollegeBlogs: #dealchat its also wise idea to file FAFSA even if rich. Some schools will select wealthy kids over low-income ones. Sad but true. |
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12:52 am
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frugalista:
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RT @CollegeBlogs: #dealchat Another excellent resource to see how generous a school is: federal College Navigator. http://bit.ly/qRO2D |
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12:53 am
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Simplicidee:
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RT @CHLebedinsky: #dealchat Because the FAFSA is free, it doesn't hurt for anyone to apply for federal financial aid |
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12:53 am
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DrensBspot:
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My Daughter received Sub Stafford Loan as a freshman but this year she received unsub - is income that big of a factor? #dealchat |
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12:53 am
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fhxoxo:
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RT @CollegeBlogs: #dealchat Another excellent resource to see how generous a school is: federal College Navigator. http://bit.ly/qRO2D |
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12:53 am
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CrazyMSULady:
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@frugalista #dealchat Agree w/ person-must get FAFSA in early, school deadlines and considered for more the earlier you get it in... |
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12:53 am
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CrazyMSULady:
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RT @CollegeBlogs: #dealchat Another excellent resource to see how generous a school is: federal College Navigator. http://bit.ly/qRO2D |
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12:54 am
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frugalista:
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RT @DrensBspot: My Daughter received Sub Stafford Loan as a freshman but this year she received unsub - is income that big of a factor? #dealchat |
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12:54 am
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CollegeBlogs:
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#dealchat Another great resource to research a college and find out how generous it is: Common Data Set. http://bit.ly/9wKbsZ |
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12:55 am
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frugalista:
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@CHLebedinsky @CollegeBlogs Do you want to talk more about subsidized v unsubsidized loans? ??s coming in...#dealchat |
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12:55 am
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CollegeBlogs:
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#dealchat Yes, your Expected Family Contribution that the FAFSA generate determines whether you qualify for subsidized Stafford |
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12:56 am
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CollegeBlogs:
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#dealchat Subsidized Stafford student loans are superior. A child's college will notify a family if they qualify. |
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12:56 am
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CHLebedinsky:
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#dealchat you aren't charged interest on subsidized loans while you're in school. interest accrues on unsubsidized loans |
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12:56 am
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frugalista:
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RT @CollegeBlogs: #dealchat Yes, your Expected Family Contribution that the FAFSA generate determines whether you qualify for subsidized Stafford |
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12:56 am
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fhxoxo:
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kids who wish to go to college but doesn't have any relatives/support & jobless. do they qualify for aid? what are the criterias? #dealchat |
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12:56 am
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CollegeBlogs:
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#dealchat Stick with Stafford loans because they have consumer protections and private student loans don't. |
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12:57 am
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frugalista:
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RT @CollegeBlogs: #dealchat Stick with Stafford loans because they have consumer protections and private student loans don't. |
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12:57 am
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tclarkusa:
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Don't forget to mention careers that help pay back student loan debt ie Nursing, teaching not much but it helps #dealchat |
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12:57 am
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frugalista:
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RT @CHLebedinsky: #dealchat You aren't required to show financial need for unsubsidized loans |
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12:57 am
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DrensBspot:
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Is a 529 plan a good way to save for college? #dealchat |
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12:57 am
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fhxoxo:
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RT @CollegeBlogs: #dealchat Stick with Stafford loans because they have consumer protections and private student loans don't. |
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12:58 am
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CrazyMSULady:
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RT @CollegeBlogs: #dealchat Yes,your Expected Family Contribution that the FAFSA generate determines whether you qualify-subsidized Stafford |
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12:58 am
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frugalista:
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Ok, we have just three minutes left. I could not have picked any more knowledgeable guests if I tried! #dealchat |
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12:58 am
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CollegeBlogs:
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#dealchat If youre paying off federal stud. loans check out federal income based repayment plan to see if you qualify! http://bit.ly/cD0ivB |
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12:58 am
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CrazyMSULady:
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RT @CHLebedinsky: #dealchat You aren't required to show financial need for unsubsidized loans |
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12:58 am
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fhxoxo:
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RT @CHLebedinsky: #dealchat You aren't required to show financial need for unsubsidized loans |
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12:59 am
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MonroeOnABudget:
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@fhxoxo #dealchat the articles at finaid.org have good explanations on independent vs dependent student rules. they are very strict |
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12:59 am
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CollegeBlogs:
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#dealchat A 529 plan is a good way to save. Make sure you have a low cost plan. I like plans that use Vanguard index funds such as Nevada |
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12:59 am
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Recessionista:
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@frugalista Good one #dealchat! |
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12:59 am
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MonroeOnABudget:
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RT @frugalista: Ok, we have just three minutes left. I could not have picked any more knowledgeable guests if I tried! #dealchat |
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12:59 am
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rachelarciniega:
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RT @CHLebedinsky: #dealchat You aren't required to show financial need for unsubsidized loans |
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12:59 am
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MonroeOnABudget:
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@frugalista #dealchat great info tonight! |
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1:00 am
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frugalista:
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Also, please read @chlebedinsky 's work at Kiplinger's Personal Finance. She covers a lot of topics! #dealchat #frugalista |
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1:00 am
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CHLebedinsky:
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#dealchat A 529 plan is a good way to save for college because withdrawals for qualified expenses are tax free |
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1:00 am
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monumerologia:
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RT @frugalista: Also, please read @chlebedinsky 's work at Kiplinger's Personal Finance. She covers a lot of topics! #dealchat #frugalista |
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1:00 am
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frugalista:
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And check out @collegeblogs book The College Solution,http://www.amazon.com/College-Solution-Everyone-Looking-School/dp/0132365707 #dealchat |
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1:00 am
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JuneMo41:
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RT @MonroeOnABudget: @frugalista #dealchat great info tonight! |
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1:01 am
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frugalista:
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Thank you! Thank you! Thank you! Next week's #dealchat is about back to school shopping! Yay!! #dealchat |
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1:01 am
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CollegeBlogs:
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#dealchat please check out my college blogs: http://bit.ly/2ly3lR, http://bit.ly/2ly3lR, http://bit.ly/2F7qhk + book http://bit.ly/dwP7DW |
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1:02 am
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CHLebedinsky:
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#dealchat More than half states offer tax deduction for 529 plan contributions to their state plan |
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1:02 am
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DrensBspot:
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Great #dealchat this week! Thanks for hosting @frugalista |
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1:02 am
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CollegeBlogs:
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@dealchat Thanks Frugalista for inviting me on #dealchat! |
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1:03 am
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fhxoxo:
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RT @frugalista: Also, please read @chlebedinsky 's work at Kiplinger's Personal Finance. She covers a lot of topics! #dealchat #frugalista |
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1:03 am
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fhxoxo:
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RT @CHLebedinsky: #dealchat A 529 plan is a good way to save for college because withdrawals for qualified expenses are tax free |
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1:04 am
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fhxoxo:
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RT @frugalista: And check out @collegeblogs book The College Solution,http://www.amazon.com/College-Solution-Everyone-Looking-School/dp/0132365707 #dealchat |
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1:04 am
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Simplicidee:
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anyways, back to this #dealchat |
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1:04 am
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frugalista:
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The transcript for this college edition #dealchat will be at Thefrugalista.com in the morning! Read it early and often! |
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1:04 am
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fhxoxo:
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RT @MonroeOnABudget: @fhxoxo #dealchat the articles at finaid.org have good explanations on independent vs dependent student rules. they are very strict |
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1:04 am
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JuneMo41:
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RT @frugalista: The transcript for this college edition #dealchat will be at Thefrugalista.com in the morning! Read it early and often! |
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1:05 am
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JuneMo41:
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@frugalista Thank you for a great #dealchat as always |
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1:46 am
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newcollegetry:
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RT @CollegeBlogs: #dealchat The biggest source of college cash comes from the schools themselves. 2nd biggest source: federal govt + then state govts. |
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1:47 am
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Cyrasdaughter:
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RT @CollegeBlogs: #dealchat its also wise idea to file FAFSA even if rich. Some schools will select wealthy kids over low-income ones. Sad but true. |
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1:47 am
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Cyrasdaughter:
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RT @CollegeBlogs: #dealchat Another excellent resource to see how generous a school is: federal College Navigator. http://bit.ly/qRO2D |
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2:05 am
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ashantijohnson:
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RT @CollegeBlogs: #dealchat Look for scholarships from individual colleges. Great resource: www.meritaid.com. Most $ comes from schools not priv. scholarships |
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2:22 am
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Cyrasdaughter:
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RT @CollegeBlogs: #dealchat Schools prefer to give their best aid packages to kids in top 25% to 33% of incoming class. |
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2:23 am
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Cyrasdaughter:
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RT @CollegeBlogs: #dealchat Biggest source of grant money are colleges 41%, federal govt. 32%, state govt. 11% - College Board figures. |
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2:23 am
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Cyrasdaughter:
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RT @CollegeBlogs: #dealchat Teens who don't do well on SAT/ACT can get nice financial aid packages. Check out test-optional schools at FairTest.org |
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6:58 am
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ungaro:
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RT @CollegeBlogs: #dealchat Look for scholarships from individual colleges. Great resource: www.meritaid.com. Most $ comes from schools not priv. scholarships |
